  :root {
  /* === Type scale tokens (P0) === */
  --fs-3xs:.625rem; --fs-2xs:.6875rem; --fs-xs:.75rem; --fs-sm:.8125rem; --fs-ms:.875rem;
  --fs-md:.9375rem; --fs-base:1rem; --fs-lg:1.125rem; --fs-xl:1.25rem; --fs-2xl:1.5rem;
  --fs-3xl:1.75rem; --fs-4xl:2rem; --fs-5xl:2.25rem; --fs-6xl:3rem; --fs-7xl:3.5rem; --fs-8xl:4.5rem; --fs-hero:clamp(2.2rem,4.8vw,3.6rem);
  --fs-fluid-hero:clamp(2.4rem,5.5vw,3.8rem); --fs-fluid-1:clamp(2rem,4vw,3rem); --fs-fluid-2:clamp(1.8rem,3.5vw,2.6rem);
  --fs-fluid-3:clamp(1.6rem,3vw,2.2rem); --fs-lead:clamp(1.3rem,2.5vw,1.65rem); --fs-lead-sm:clamp(1.15rem,2vw,1.5rem); --fs-fluid-base:clamp(1.05rem,2vw,1.25rem);

    --navy: #19282D;
    --teal: #223F45;
    --tan: #A87F51;
    --mid-blue: #5F9EB0;
    --dark-brown: #715A3E;
    --dark-petrol: #1D2B30;
    --off-white: #E6E9E2;
    --light-tan: #ECE7DE;
    --white: #FFFFFF;
    --text: #2C3E3E;
    --text-light: #5A6B6B;
    --border: rgba(34, 63, 69, 0.1);
    --label-color: var(--tan);
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; font-size: var(--fs-base); }
  body {
    font-family: 'Montserrat', -apple-system, BlinkMacSystemFont, sans-serif;
    font-weight: 350;
    line-height: 1.6;
    color: var(--text);
    background-color: var(--navy);
    background-image: url('../../hero.jpg');
    background-position: center center;
    background-size: cover;
    background-attachment: fixed;
    background-repeat: no-repeat;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
  }
  h1, h2, h3, h4 {
    font-family: 'Ibarra Real Nova', Georgia, serif;
    font-weight: 700;
    letter-spacing: -0.01em;
    line-height: 1.15;
    color: var(--navy);
  }

  /* ---- HEADER (glass-morphism, overlays the hero) ---- */
  .site-header {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 100;
    height: 72px;
    padding: 0 40px;
    background: rgba(25, 40, 45, 0.30);
    backdrop-filter: blur(24px) saturate(170%);
    -webkit-backdrop-filter: blur(24px) saturate(170%);
    border-bottom: 1px solid rgba(230, 233, 226, 0.08);
    display: flex;
    justify-content: space-between;
    align-items: center;
  }
  .wordmark {
    display: inline-flex;
    align-items: center;
    text-decoration: none;
  }
  .wordmark img {
    height: 36px;
    width: auto;
  }
  .lang-toggle {
    display: flex;
    gap: 0.5rem;
    align-items: center;
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-2xs);
    font-weight: 700;
    letter-spacing: 0.16em;
  }
  .lang-toggle button {
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px 6px;
    font-family: inherit;
    font-size: inherit;
    font-weight: inherit;
    letter-spacing: inherit;
    transition: color 0.2s ease;
  }
  .lang-active { color: var(--off-white); }
  .lang-inactive { color: rgba(230, 233, 226, 0.4); }
  .lang-inactive:hover { color: var(--mid-blue); }
  .lang-sep { color: rgba(230, 233, 226, 0.25); }

  /* ---- HERO (gradient overlay over body bg image) ---- */
  .hero {
    position: relative;
    min-height: 100vh;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 120px 2rem 80px;
  }
  .hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(25, 40, 45, 0.30) 0%, rgba(25, 40, 45, 0.55) 100%);
    z-index: 0;
  }
  .hero-content {
    position: relative;
    z-index: 2;
    max-width: 1080px;
    width: 100%;
    text-align: center;
  }
  .hero-h1 {
    font-family: 'Ibarra Real Nova', serif;
    font-size: var(--hero-h1-size, var(--fs-hero));
    line-height: 1.2;
    color: var(--white);
    font-weight: 700;
    letter-spacing: -0.005em;
    max-width: 880px;
    margin: 0 auto 60px;
  }

  /* ---- LANG-NOTE (only shows if visitor came from Holdings ES toggle) ---- */
  .lang-note {
    display: none;
    max-width: 820px;
    margin: 0 auto 32px;
    padding: 12px 18px;
    background: rgba(168, 127, 81, 0.18);
    border-left: 3px solid var(--tan);
    font-size: var(--fs-sm);
    color: var(--off-white);
    text-align: left;
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
  }
  .lang-note.show { display: block; }
  .lang-note button {
    background: none;
    border: none;
    color: var(--tan);
    font-family: inherit;
    font-size: var(--fs-lg);
    cursor: pointer;
    float: right;
    line-height: 1;
    padding: 0 0 0 12px;
  }

  /* ---- TILES (inside hero, white cards floating on dark image) ---- */
  .hero-tiles {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    max-width: 920px;
    margin: 0 auto;
  }
  /* Glass-morphism cards — frosted glass over the hero image */
  .tile {
    background: rgba(25, 40, 45, 0.16);
    backdrop-filter: blur(28px) saturate(170%);
    -webkit-backdrop-filter: blur(28px) saturate(170%);
    border-top: 3px solid var(--dark-petrol);
    border-radius: 6px;
    padding: 36px 32px 32px;
    text-decoration: none;
    color: var(--off-white);
    transition: background 0.3s ease, transform 0.3s ease, box-shadow 0.3s ease, border-top-color 0.3s ease;
    display: flex;
    flex-direction: column;
    text-align: left;
  }
  .tile:hover {
    background: rgba(25, 40, 45, 0.30);
    transform: translateY(-3px);
    box-shadow: 0 24px 60px rgba(0, 0, 0, 0.45);
  }
  .tile-advisors { border-top-color: var(--dark-brown); }
  .tile-holdings:hover { border-top-color: var(--teal); }
  .tile-advisors:hover { border-top-color: var(--tan); }
  .tile-title {
    font-family: 'Montserrat', sans-serif;
    font-weight: 250;
    font-size: var(--fs-3xl);
    color: var(--off-white);
    line-height: 1.15;
    margin-bottom: 14px;
  }
  .tile-title .mark {
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.11em;
    margin-right: -0.11em; /* neutralize trailing tracking gap */
  }
  .tile-lead {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--tile-lead-size, var(--fs-lg));
    line-height: 1.4;
    color: var(--off-white);
    margin-bottom: 14px;
  }
  .tile-desc {
    font-size: var(--fs-ms);
    line-height: 1.6;
    color: rgba(230, 233, 226, 0.75);
    font-weight: 350;
    margin-bottom: 18px;
    flex: 1;
  }
  .tile-audience {
    font-size: var(--fs-2xs);
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: rgba(230, 233, 226, 0.55);
    margin-bottom: 22px;
  }
  .tile-cta {
    font-size: var(--fs-sm);
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--mid-blue);
    display: inline-flex;
    align-items: center;
    gap: 8px;
    border-bottom: 1px solid var(--mid-blue);
    padding-bottom: 4px;
    align-self: flex-start;
    transition: gap 0.25s ease, color 0.25s ease;
  }
  .tile:hover .tile-cta { gap: 14px; }
  .tile-advisors .tile-cta { color: var(--tan); border-bottom-color: var(--tan); }

  /* ---- FOOTER (glass over body bg image) ---- */
  footer {
    position: relative;
    background: rgba(25, 40, 45, 0.55);
    backdrop-filter: blur(24px) saturate(170%);
    -webkit-backdrop-filter: blur(24px) saturate(170%);
    border-top: 1px solid rgba(230, 233, 226, 0.08);
    color: rgba(255, 255, 255, 0.55);
    padding: 28px 40px;
  }
  .footer-inner {
    max-width: 1080px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;
  }
  .footer-left {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
  }
  .footer-email {
    color: var(--mid-blue);
    text-decoration: none;
    font-size: var(--fs-sm);
    font-weight: 400;
    transition: color 0.2s ease;
  }
  .footer-email:hover { color: var(--white); }
  .footer-copy {
    font-size: var(--fs-2xs);
    letter-spacing: 0.04em;
  }
  .footer .lang-toggle { color: rgba(255, 255, 255, 0.55); }
  .footer .lang-active { color: var(--white); }
  .footer .lang-inactive { color: rgba(255, 255, 255, 0.35); }
  .footer .lang-inactive:hover { color: var(--mid-blue); }
  .footer .lang-sep { color: rgba(255, 255, 255, 0.25); }

  /* ---- RESPONSIVE ---- */
  @media (max-width: 768px) {
    /* iOS Safari: parallax via background-attachment: fixed is unreliable on long mobile pages */
    body { background-attachment: scroll; }
    .site-header { padding: 0 20px; height: 64px; }
    .hero { padding: 96px 1.5rem 60px; }
    .hero-h1 { font-size: var(--fs-3xl); margin-bottom: 40px; }
    .hero-tiles { grid-template-columns: 1fr; gap: 18px; max-width: 420px; }
    .tile { padding: 28px 24px 24px; }
    .tile-title { font-size: var(--fs-2xl); }
    footer { padding: 24px 20px; }
    .footer-inner { flex-direction: column; align-items: flex-start; gap: 16px; }
  }

    /* === P1: line-break quality === */
    h1, h2, h3, h4 { text-wrap: balance; }
    p { text-wrap: pretty; }
  
  /* Phone hero: smaller portrait crop (added 2026-10) */
  @media (max-width: 768px) { body { background-image: url('../../hero-m.jpg'); } }
